Interest Free Credit
Interest-free credit
Get a new TV, hi-fi or AV system from selected big brand models and qualify for up to 24 months interest-free credit. Pop in or give us a call to book a demonstration with our in-store team to get started.
Steve, Reading Store
13th Year of Service
We’ve got jaw-dropping audio, AV and TV products packed with the latest tech to make your favourite movies, music and TV shows live and breathe like never before
To make all of this new technology more pocket-friendly than ever, we’ve teamed up with Creation Consumer Finance Limited to offer up to 24 months interest-free credit on selected models, subject to application, financial circumstances and borrowing history, minimum spend and eligibility criteria applies.
Simply browse by clicking the categories above, make your choices, pay a 10% deposit on your chosen models and then pay up to 24 equal monthly payments by Direct Debit to make up the total cost of your purchase, while enjoying your new TV, projector, home cinema or audio system!
Eligibility criteria
Creation Consumer Finance Limited eligibility criteria;
Minimum age 18 at the date of application
Maximum age 85 (at the end of the agreement), unless the term is no more than 12 months (in which case there is no maximum age limit)
UK residence for the last 3 years minimum
Provide a mobile telephone number
Have a valid email address
Have a bank account which supports Direct Debit
Employment status:
Full-Time Employment (16hrs+ per/wk) | Part-Time Employment (up to 16hrs per week) | Self Employed | Retired | In receipt of Disability Allowance | Homemaker
Have an individual gross income of £10,000 or more (or joint income if married / living with partner / in civil partnership)
ID requirements
Current UK Driving Licence - Full or Provisional
Current Passport - UK or International
Current Electricity Bill (The invoice must be dated within the last 3 months).
To arrange up to 24 months interest-free credit on purchases to be delivered to your home or business, please call our Telesales team on 0333 900 0093
To arrange up to 24 months interest-free credit at your local store, please drop in with the necessary ID, or call ahead of time to arrange, as the paperwork takes approx 20-30 mins to complete.
Richer Sounds acts as a credit intermediary and only offers interest-free credit products from Creation Consumer Finance Limited.
Richer Sounds acts as a credit broker and not the lender. Richer Sounds Ltd (Registered company address: Richer House, Gallery Court, Hankey Place, London, SE1 4BB. Company registration number: 01402643) only offers products from Creation Consumer Finance Limited, Klarna and Paypal Credit. Creation Consumer Finance Limited, Klarna and Paypal Credit act as the lender. Terms and conditions apply, subject to application, financial circumstances and borrowing history. Minimum spend and eligibility criteria applies.
Creation Consumer Finance Limited. Registered Office: 4th - 6th floor Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT (Northern Ireland - company number NI032565). Authorised and regulated by the Financial Conduct Authority. Registration Number 311518. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.
Other flexible payment options we offer
