Spread the cost of your new system or TV
Via V12 Retail Finance, you can buy today and pay for your goods later at Richer Sounds, subject to affordability, age and status, minimum spend applies, 19.9% APR representative. For purchases over £1000 pay the balance in 6 months. If you pay the full balance before the end of 6 months there is no interest to pay whatsoever.
Spread the cost with buy now pay later finance available online and in-store.
The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.
IIf you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but will pay an early settlement fee which is displayed at the start of your application and in your credit agreement.
If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
Only available to UK residents over 18, subject to terms and conditions, minimum spend applies. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
| Representative example | |
|---|---|
| Item value (cash price) | £1000 |
| Deposit | £0 |
| Total amount of credit | £1000 |
| Agreement duration | 6 months |
| Annual rate of interest | 19.9% PA |
| Representative APR | 19.9% APR |
| 6 months after purchase, either settle the amount by paying | £1000 Plus £29 admin fee |
| OR | |
| 36 monthly payments of | £39.74 |
| Total amount payable | £1430.64 |
- Spread the cost with buy now pay later finance available online and in-store.
- The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.
- If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but will pay an early settlement fee which is displayed at the start of your application and in your credit agreement.
- If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
- Only available to UK residents over 18, subject to terms and conditions, minimum spend applies. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
Getting started
Step 1 - Make a shopping list
Browse our massive range online. Your local store or our Telesales department can help out with any product questions. If the total's over £100 you can apply for Buy Now Pay Later.
Step 2 - Apply online or call us today
For online orders apply via the checkout. Alternatively contact us either via the Telesales team on 0333 900 0093 or your local store, and we can set you up and arrange delivery or collection.
Step 3 - Enjoy your new kit
Pay for your new purchase before the end of the payment-free period and there'll be no interest.
Step 4 - Spread the cost
If you'd rather spread the cost even further you can set up a loan repayment plan when the payment-free period comes to an end.
Application Criteria
Buy Now Pay Later is available online, via Telesales and your local store.
Eligibility criteria
- Are 18 or older
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Are in permanant paid employment, self-employed, homemaker, retired and receiving a pension, working student in part-time work or in receipt of a disability benefit
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Have been in residence in the UK for at least 3 years
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Have a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable
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Have a Bank or Building Society current account available - this is required to complete the direct debit agreement
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Have an email address to receive the important information throughout the application process, including their signed credit agreement
For full details of V12 Retail Finance Limited's privacy policy, see here.