Interest-free credit

Get a new TV, hi-fi or AV system from selected big brand models and qualify for up to 18 months interest-free credit. Pop in or give us a call to book a demonstration with our in-store team to get started.

Steve, Reading Store
12th Year of Service


Interest-Free : TVs & ProjectorsInterest-Free : TVs & Projectors
Interest-Free : Hi-Fi & AVInterest-Free : Hi-Fi & AV

We’ve got jaw-dropping audio, AV and TV products packed with the latest tech to make your favourite movies, music and TV shows live and breathe like never before

To make all of this new technology more pocket-friendly than ever, we’ve teamed up with Barclays Partner Finance to offer up to 18 months interest-free credit on selected models, subject to application, financial circumstances and borrowing history, minimum spend and eligibility criteria applies.

Simply browse by clicking the categories above, make your choices, pay a 10% deposit on your chosen models and then pay up to 18 equal monthly payments by Direct Debit to make up the total cost of your purchase, while enjoying your new TV, projector, home cinema or audio system!


Getting started

Step 1 - Make a shopping list
Browse the qualifying models online or in-store. Your local store or our Telesales department are here to help out with any product questions. Once you’ve made your choices, you can apply for up to 18 months interest-free credit.

Step 2 - Call or come and see us today
Get in touch with us, either via the Telesales team on 0333 900 0093 or visit your local store, and we'll do the paperwork, take your deposit and arrange delivery for you.

Step 3 - Enjoy your new kit
Spread the cost of your purchase without paying any interest whatsoever. Listen to your favourite music and feel like you are in the recording studio or enjoy all of your favourite TV shows and movies with dazzling image and sound quality.


Eligibility criteria

Barclays Partner Finance Eligibility Criteria, on the date of the application, you must;

  • Be aged 18 or over
  • Have lived permanently in the UK for the last three years (i.e. provide 3 years of UK address history or up to the last 3 UK addresses)
  • Not be subject to Bankruptcy or a Debt Relief Order (or Scottish equivalent

For information - The credit check carried out will consider additional information relating to the performance of previous or existing commitments and any county court judgements.

You must also be one of the following:

  • In Permanent Employment which provides regular sustainable income of at least £6000 per year
  • Self-employed (upon request you may need to provide proof of income, for example a recent bank statement and/or their SA302)
  • Retired from regular employment (they may need to see proof of your pension or income)
  • Receiving certain DWP (Department for Work and Pensions) benefits that provide regular sustainable income.

You must also have:

  • A UK bank account from which Direct Debits can be taken
  • A mobile number
  • An E-mail Address

Please also note, A valid mobile number and e-mail address are mandatory for applying for a finance application. If you do not have a valid email address, you will not be able to apply for the finance.

This is subject to application, financial circumstances and borrowing history.

Finance credentials

Richer Sounds Limited is the credit broker and not the lender. Barclays Partner Finance acts as the lender.

To apply for the above offer we require a debit or credit card in your name, registered to your address, which will also be used to pay your 10% deposit, and a 2nd form of proof of address ID which can be any of the documents listed below:

  • Valid Full UK Driving licence (sorry, provisional licences are not accepted)
  • Council Tax Notification (which is valid for the current tax year)
  • Bank statement related to the account used for the finance application, which needs to show name and address, be dated within the last 1 month and be an original, not a photocopy or a printout from the internet
  • Credit card statement (this must show your name and address, be dated within the last month and be an original, not a photocopy or a printout from the internet)
  • Water, electricity, gas, dual fuel or landline phone bill (dated within the last 3 months)
  • Where possible, please bring photographic identification with you.

To arrange up to 18 months interest-free credit on purchases to be delivered to your home or business, please call our Telesales team on 0333 900 0093

To arrange up to 18 months interest-free credit at your local store, please drop in with the necessary ID, or call ahead of time to arrange, as the paperwork takes approx 20-30 mins to complete.

Richer Sounds acts as a credit intermediary and only offers interest-free credit products from Barclays Partner Finance.

Richer Sounds acts as a credit broker and not the lender. Richer Sounds Ltd (Registered company address: Richer House, Gallery Court, Hankey Place, London, SE1 4BB. Company registration number: 01402643) only offers products from Barclays Partner Finance, Klarna and Paypal Credit. Barclays Partner Finance, Klarna and Paypal Credit act as the lender. Terms and conditions apply, subject to application, financial circumstances and borrowing history. Minimum spend and eligibility criteria applies.

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of the Barclays group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753). Registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London, E14 5HP. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.