Interest-free credit

Get a new TV, hi-fi or AV system from selected big brand models and qualify for up to 12 months interest-free credit. Pop in or give us a call to book a demonstration with our in-store team to get started.

Steve, Reading Store
13th Year of Service


Interest-Free : TVs & ProjectorsInterest-Free : TVs & Projectors
Interest-Free : Hi-Fi & AVInterest-Free : Hi-Fi & AV

We’ve got jaw-dropping audio, AV and TV products packed with the latest tech to make your favourite movies, music and TV shows live and breathe like never before

To make all of this new technology more pocket-friendly than ever, we’ve teamed up with Creation Consumer Finance Limited to offer up to 12 months interest-free credit on selected models, subject to application, financial circumstances and borrowing history, minimum spend and eligibility criteria applies.

Simply browse by clicking the categories above, make your choices, pay a 10% deposit on your chosen models and then pay up to 12 equal monthly payments by Direct Debit to make up the total cost of your purchase, while enjoying your new TV, projector, home cinema or audio system!


Getting started

Step 1 - Make a shopping list
Browse the qualifying models online or in-store. Your local store or our Telesales department are here to help out with any product questions. Once you’ve made your choices, you can apply for up to 12 months interest-free credit.

Step 2 - Call or come and see us today
Get in touch with us, either via the Telesales team on 0333 900 0093 or visit your local store, and we'll do the paperwork, take your deposit and arrange delivery for you.

Step 3 - Enjoy your new kit
Spread the cost of your purchase without paying any interest whatsoever. Listen to your favourite music and feel like you are in the recording studio or enjoy all of your favourite TV shows and movies with dazzling image and sound quality.


Eligibility criteria

Creation Consumer Finance Limited eligibility criteria;

  • Minimum age 18 at the date of application
  • Maximum age 85 (at the end of the agreement), unless the term is no more than 12 months (in which case there is no maximum age limit)
  • UK residence for the last 3 years minimum
  • Provide a mobile telephone number
  • Have a valid email address
  • Have a bank account which supports Direct Debit

Employment status:
Full-Time Employment (16hrs+ per/wk) | Part-Time Employment (up to 16hrs per week) | Self Employed | Retired | In receipt of Disability Allowance | Homemaker

  • Have an individual gross income of £10,000 or more (or joint income if married / living with partner / in civil partnership)

ID requirements

  • Current UK Driving Licence - Full or Provisional
  • Current Passport - UK or International
  • Current Electricity Bill (The invoice must be dated within the last 3 months).

To arrange up to 12 months interest-free credit on purchases to be delivered to your home or business, please call our Telesales team on 0333 900 0093

To arrange up to 12 months interest-free credit at your local store, please drop in with the necessary ID, or call ahead of time to arrange, as the paperwork takes approx 20-30 mins to complete.

Richer Sounds acts as a credit intermediary and only offers interest-free credit products from Creation Consumer Finance Limited.

Richer Sounds acts as a credit broker and not the lender. Richer Sounds Ltd (Registered company address: Richer House, Gallery Court, Hankey Place, London, SE1 4BB. Company registration number: 01402643) only offers products from Creation Consumer Finance Limited, Klarna and Paypal Credit. Creation Consumer Finance Limited, Klarna and Paypal Credit act as the lender. Terms and conditions apply, subject to application, financial circumstances and borrowing history. Minimum spend and eligibility criteria applies.

Creation Consumer Finance Limited. Registered Office: 4th - 6th floor Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT (Northern Ireland - company number NI032565). Authorised and regulated by the Financial Conduct Authority. Registration Number 311518. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.



Other flexible payment options we offer

Interest-Bearing CreditInterest-Bearing Credit
Buy Now Pay LaterBuy Now Pay Later